How to get some tax back.

I am somewhat surprised that the concept and tax practice relating to dividend imputation remains widely misunderstood...


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How to avoid spending for the wrong reasons.

It is a normal part of my working life to be asked how to reduce tax. There are many different ways of doing this...


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What a corporate person is.

The Tax Office are serious about all those parts of the law that they are paid to uphold but it seems they have become...


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A look at change.

Because society is always evolving the Tax Act and its administration is always evolving as well. Because I started...


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Self education.

In the early 70s tax deductibility was introduced for expenditure on “self education”. No matter what was...


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A few words on punting.

The Melbourne Cup brings out “the punter” in hundreds of thousands of Australians who only have one bet a...


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Contemplating a tax free world.

During the 70s I had an appointment with a young man who came to see me about the problem he had about paying too much...


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Where not to gossip.

Since capital gains tax was introduced by Mr Keating in 1985 there is one section of the Tax Act that is largely...


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Contemplating healthy choices.

We see and hear a lot in the media about the so called mess that Australia’s health system is in. This of course...


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A blast from the past.

It is almost as obvious as saying that night follows day and Spring follows Winter that the administration of the Tax...


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A look at fringe benefits.

Anyone who believes in the tooth fairy probably believes also that the fringe benefits they receive from an employer as...


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What home means.

Ask anyone “Where do you live?” and the answer that you get will more often than not tell you where their...


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A lesson in getting it right first time.

Back in the good old days when Australia’s population was much smaller and the highpoint of technology was a...


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A treasure hunt.

In June I read an article in the paper about lost or unclaimed money which quoted the fact that about $7 billion was...


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A lesson in confusion.

When GST was introduced at the turn of the century and provisional tax was abolished (only to be replaced by an even...


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An update on choice.

The 90’s produced a long drawn out parliamentary battle which eventually led to the introduction of choice of...


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How not to spend tax money.

Looking back on GST and its introduction I would love to report that as a result of having to lodge quarterly Business...


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A new scam.

A month ago I received a letter from Spain congratulating me on winning $500,000 in a lottery. I have not been to Spain...


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What superannuation isn’t.

Superannuation is not an investment. I suppose that I am guilty in these pages of taking a shortcut and describing the...


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Investing in ostriches.

At this time every year when the end of the financial year is fast approaching my mail box is crammed on a daily basis...


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A look at HECS (HELP) again.

Towards the end of any financial year I have a message for anyone with a HECS debt that is going to be obliterated when...


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Private health cover.

I do not necessarily subscribe to the view that Australia’s Health system, public or private, is the complete mess...


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Where the buck stops with tax returns.

During my working life the saddest thing that I have observed in society’s breakdown has been the dramatic...


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Blue pencil accounting.

A couple of months ago the financial press was full of the gloom associated with the huge loss suffered by the...


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A look at lump sums.

Some people have a fixation about lump sums – a big chunk of money sitting in a bank account to provide them with...


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Warnings about tax deductible mortgages.

It is not unusual for people who are upgrading their home to have such a love affair with residential real estate that...


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A look at share trading.

An awful lot of Australians who consider themselves to be “investors” are in fact traders in disguise. They...


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Another kind of insurance.

Last week I discussed life insurance and the desirability of paying it through a superannuation fund. Life insurance...


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A look at insurance.

If you have life insurance, and if you’ve got kids and a mortgage then it is very desirable that you do, the best...


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Timing your sale of shares.

If you have bought shares and they have gone up in value you may therefore think it is time to sell. It could be but I...


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Words on imputation.

Whether inside or outside superannuation dividend income is superior to all other income from a taxpayers point of...


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Some thoughts on dividends.

At the end of a couple of years when the sharemarket has performed “badly” (that is gone down in value ) it...


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Super for your spouse.

One of the most frequently heard complaints about superannuation is how often the rules are changed. I can identify with...


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Taxes and Job Search.

I am the first to admit that if you are trying to live on Job Search or other Government assistance there is not a lot...


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New Year resolutions.

I have never quite worked out why one has to wait for this week in the year to come up with a resolution which is going...


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